2/28/10: ObamaCare Salesmen is Smoky, Stupid
President Obama is trying to be a health insurance salesman, but he has two problems. The first, which has been documented here at Obama Fail Blog, is that President Obama smokes like a fiend and probably smells like an ashtray. Luckily for him, the mainstream media has yet to pick up on the false image of Obama as a healthy expert on all things healthy. Hope! Change! Health!
Obama's second problem is that he hasn't a clue how the insurance industry works:
Wow. If George W. Bush said anything as stupid as this, they would have run him out of office on the spot. Here's the breakdown, courtesy of HotAir:When I was young, just got out of college, I had to buy auto insurance. I had a beat-up old car. And I won’t name the name of the insurance company, but there was a company — let’s call it Acme Insurance in Illinois. And I was paying my premiums every month. After about six months I got rear-ended and I called up Acme and said, I’d like to see if I can get my car repaired, and they laughed at me over the phone because really this was set up not to actually provide insurance; what it was set up was to meet the legal requirements. But it really wasn’t serious insurance.
Now, it’s one thing if you’ve got an old beat-up car that you can’t get fixed. It’s another thing if your kid is sick, or you’ve got breast cancer.
Why would they have laughed at a Harvard graduate who tried to file a claim? Because Obama hadn’t bought collision insurance. The only insurance drivers in most states have to carry is liability insurance, to cover damage they do to the cars of other drivers. Obama explained in this clip that he only bought the legal minimum, not collision or comprehensive, which would have covered his damage. When people buy insurance, it’s made very clear exactly what it covers. Most drivers can understand it … even the Harvard Law grads. That may have been why “Acme” laughed when Obama attempted to file a collision claim when he hadn’t bothered to buy that policy.
One more point: a rear-end collision is almost universally presumed to be the fault of the driver who hits the rear end of the other. Obama should have been calling that driver’s insurance company … if this actually ever happened at all.
If this anecdote proves anything, it’s that Obama never learned a thing about insurance — hardly the man we’d want to have remaking the entire health-insurance sector.
Source: HotAir
